Green Loans 2025 – Finance RES and Reduce Bills by up to 90%
Why do banks offer cheaper loans for RES?
Banks take into account government guarantees and the lower risk of green investments, which is why interest rates start from 9%, and commissions are often 0%.
Subsidy + Loan = Double Benefit
- Clean Air 3.0 – subsidy up to PLN 37,000 + preferential loan.
- My Wind Power Plant (new in 2025) – up to PLN 70,000 in subsidies for residential turbines.
- Thermomodernization Relief – you can deduct up to PLN 53,000 from your tax base.
Step by Step to Green Financing
- Energy audit – we will check the profitability of PV vs. heat pump.
- Loan selection (cash, specific purpose, or preferential RES).
- Combining with a subsidy – we minimize your own contribution.
- Project settlement and support with tax refund.
How much will you really save? (example)
- A 6 kWp installation costs PLN 28,000.
- Subsidy PLN 6,000 + green loan PLN 22,000 for 7 years, APR 9.3%.
- Installment PLN 351, and electricity bills drop by PLN 280–300.
- After considering the tax relief (17%), the real payback period is 5.2 years.
Want to invest in RES? Contact Wro Finanse – we will help combine subsidies with the cheapest loan so you pay less for energy and more for your dreams.
